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Personal Mobile  >  E-Moni

What is E-Moni?

What is E-Moni

How it works

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Customers must register for the service at any of our Vodafone Outlets and then deposit cash in exchange for E-Moni. Customers can then send money to their family or friends throughout the country.

Once they have registered, all transactions are completed securely by entering a 4 digit PIN number. Both parties will receive an SMS confirming the amount that has been transferred.

The recipient will receive E-Moni in real-time and then redeems it for cash by visiting their nearest Vodafone E-Moni Agent. 

Buy Recharge

Withdraw Money

Pay Your Bills

QR Pay

Transfer Money

Buy Data Bundles

How to Register

How to Register for E-Moni

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Visit any of our Vodafone Outlets to register. Bring at least one of the following ID: Passport, Drivers License or Birth Certificate and ensure these are valid during time of registration.

See any of our Vodafone Team

to start the registration process.

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Once registration is completed

download and install the E-Moni App

via QR code onto your mobile device.

 

Enter your mobile number 682***** to begin activation process. Enter your 4-digit activation code and reset your 4 digit PIN.

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Your account has been activated.

Enter your OTP passcode sent via SMS to start using E-Moni Services. 

Don't forget to top up your E-Moni value if you wish to continue using this service.

Registration for E-Moni is free!

E-Moni Services

E-Moni services

How to Top Up E-Moni value - Visit our Vodafone Customer Centre

To top up your E-Moni account in person, please follow the steps below:​

  • Visit our Vodafone Customer Care center.

  • Request to top up your E-Moni account.

  • Provide your mobile phone number to the customer service agent.

  • Make a deposit for the amount you wish to add to your E-Moni balance.

  • You will receive an SMS notification confirming your transaction.
     

Note: There is no fee when making a deposit through Vodafone Customer Care.

Please ensure that your E-Moni balance is sufficient to cover any transactions and associated fees before proceeding with any
E-Moni services. 

To view your transaction history, open the E-Moni App and navigate to History, located at the bottom right corner of the screen.

How to Top Up E-Moni value - Online Bank Transfer

If you are a BSP customer, you can conveniently transfer funds to your E-Moni account using the BSP Bill Pay service.
To do so, please follow the steps below:

  • Log in to your BSP banking platform and select Bill Pay.

  • Choose VODAFONE EMONI as the biller.

  • Enter your mobile number, including the country code (e.g., 682xxxxxx).

  • Specify the amount you wish to transfer.

  • Funds will be credited to your E-Moni account on the next business day.


Please note: Only mobile numbers that are registered for E-Moni can be used for this service.

How to Top Up E-Moni value - Online Recharge

To recharge your E-Moni account online, please follow the steps below:​

  • Visit www.recharge.vodafone.co.ck.

  • Log in to your account using your credentials.

  • Select the E-Moni option from the available services.

  • Enter your mobile number and the amount you wish to top up.

  • Provide your card details and click on Pay Now to complete the transaction.

  • Upon successful completion, you will receive an email confirmation.

  • You will also receive an SMS notification from E-Moni once your balance has been updated.
     

​Should you encounter any issues during the process, please contact Vodafone customer support for assistance.

How to buy recharge

To recharge a prepaid mobile number registered with E-Moni, please follow the steps below:

  • Open the E-Moni App and select the Recharge option.

  • Enter the dollar amount you wish to recharge.

  • Input the mobile number you would like to recharge, starting with the country code (e.g., 682xxxxx).

  • Confirm the payment by entering your 4-digit E-Moni PIN.

  • Upon successful completion, you will receive a confirming your recharge transaction.

  • The recipient will also receive a notification confirming the top-up.

How to Send Money

To send money to another mobile number using the E-Moni app, please follow the steps below:

  • Open the E-Moni App and select the Send Money option.

  • Enter the dollar amount you wish to send.

  • Input the recipient’s mobile number, beginning with the country code (e.g., 682xxxxx).

  • Confirm the payment by entering your 4-digit E-Moni PIN.

  • Once the transaction is successfully completed, both you and the recipient will receive a notification confirming the transfer.


Please note: The recipient does not need to be registered with E-Moni to receive funds. However, you must be registered with E-Moni to send money using this service.

How to Withdraw Money

Unregistered Customers

  • You will receive a notification confirming the amount of money received.

  • Visit the Vodafone Customer Care Centre.

  • Present the confirmation text along with a valid form of identification.

  • Confirm the amount you wish to withdraw (Note: unregistered users must withdraw the full amount received).

  • Enter your 4-digit E-Moni PIN to authorize the transaction.


Important Notes:

  • Unregistered E-Moni numbers can only receive up to $500.

  • The full amount received must be withdrawn; partial withdrawals are not permitted for unregistered users.



Registered Customers

  • Visit the Vodafone Customer Care Centre.

  • Ensure your E-Moni account has sufficient balance for the withdrawal and the fee.

  • Provide a valid form of identification.

  • Specify the amount you wish to withdraw.

  • Enter your 4-digit E-Moni PIN to confirm the transaction.

  • Receive your cash from the agent.


Important Notes:

  • Any remaining balance will be retained in your E-Moni account.

  • Registered customers may hold up to $10,000 in their E-Moni account.

  • There is a transaction limit of $1,000 per withdrawal or deposit, with a daily maximum of $2,000.

How to Pay Your Postpay bill

To make a payment towards your Vodafone Postpay account using the E-Moni app, please follow the steps below:

  • Open the E-Moni App and select the Postpay option.

  • Enter the dollar amount you wish to pay.

  • Input your Vodafone customer number (as shown on your phone bill statement, e.g., CN00001).

  • Confirm the payment by entering your 4-digit E-Moni PIN.

  • You will receive a notification confirming your transaction once it has been successfully processed.


Note: Your customer number is also referred to as your account number and can be found on your Vodafone phone bill statement.

Fees

Transaction Fees

Transactions
Range
Fees
Send Money
$1-100
$0.50
Send Money
$101-1000
$1.00
Withdraw Money
$1-100
$1.00
Withdraw Money
$101-1000
$2.00

All fees are priced in New Zealand dollars (NZD)

NOTE: There is a limit of $1,000 per transaction for transfers or withdrawals to a maximum of $2,000 per day.

Scan, Pay and Go! 

Click here for E-Moni QR Pay outlets

FAQs
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